
How much do knee MRI cost? This is a question that many people have, and it can be difficult to find an answer. The reason for this is that the cost of a knee MRI can vary depending on a number of different factors.
In this blog post, we will take a look at the average costs associated with knee MRIs so that you can have a better understanding of what you might expect to pay. Keep in mind that these price ranges may vary depending on your zip code within the United States and the doctor’s office or hospital you go to. To ensure you get the most reasonable price, make sure to get health insurance.
The Knee Joint
The knee joint is one of the largest and most complex joints in the body. It is made up of the femur, tibia, patella, ligaments, and tendons. The knee allows us to bend our leg at the joint and also provides stability when we are standing or walking.
This joint is also one of the most commonly injured joints in the body in sports, accidents, and falls. When the knee is injured, it can be difficult to walk or even stand. This is why many people seek out medical help when they have a knee joint injury.
One of the best ways to diagnose a knee injury is through the use of MRI (magnetic resonance imaging).
What is an MRI?
An MRI, or magnetic resonance imaging, is a type of diagnostic test that uses powerful magnets, a strong magnetic field, and radio waves to create detailed images of parts of the body. This test can be used to diagnose a variety of conditions, including injuries, diseases, and tumors.
A knee MRI scan is a specific type of MRI that is used to get detailed images of the knee joint. This test can be used to diagnose conditions such as ACL tears, meniscus tears, and osteoarthritis.
What Can an MRI Scanner See Inside my Body?
An MRI scanner can see a plethora of types of soft tissues inside the body. This includes muscles, ligaments, tendons, cartilage, blood vessels, nerves, and bones.
Types of MRI Procedures
When having an MRI procedure there are two main types: open MRI and closed MRI.
Open MRIs are less expensive than closed MRIs, but they may not be as effective in getting detailed images of certain areas of the body. Closed MRIs are more expensive, but they tend to be more effective in getting clear images.
The type of MRI you need will be determined by your healthcare provider based on your specific situation.

The Different Iterations of the MRI Machine
There are multiple kinds of MRI machines that you may utilize during your procedure.
The first is a whole-body MRI. This machine can be used to scan your entire body for any abnormalities.
The second type of MRI machine is an extremity MRI. This machine is used to get detailed images of specific parts of the body, such as the knee, ankle, or elbow.
The third type of MRI machine is a head MRI. This machine is used to get detailed images of the brain and skull.
What Factors Affect the Cost of a Knee MRI?
There are a number of different factors that can affect how much you will pay for a knee MRI. These include:
– The type of MRI (open or closed)
– Your location
– The clinic or hospital you go to
– Your health insurance provider
– If you need sedation or anesthesia
How Much Do Knee MRI Cost Without Insurance?
The average cost of an MRI without insurance is $1,300. However, individuals without insurance can pay up to $5,000 dollars out of pocket.
If you do not have insurance, you have a high deductible, or if your insurance provider does not cover the cost of an MRI, there are a few options available to you. You can ask the clinic or hospital if they offer any discounts or payment plans. You can also look into getting insurance through the Marketplace.
It would not be our first option, but you could also put your knee MRI costs on a credit card if the situation was an emergency and you had no other options. The high costs associated with this procedure would put you in a precarious situation if you weren’t able to pay off your balance in a timely manner.
What is the cost of a Knee MRI With Insurance?
The cost of an MRI of the knee with insurance will vary depending on your specific plan. However, most insurance plans will allow you to pay lower prices due to their coverage. You will likely have to pay a copay or coinsurance for your procedure.
On average the out-of-pocket costs will be between $500-$1,000.

How Much Does Medicare or Medicaid Cover?
Medicare and Medicaid will both cover the cost of an MRI if it is medically necessary. If you have Medicare, you will likely have to pay a 20% coinsurance for your procedure.
If you have Medicaid, your coverage will vary depending on the state you live in. Some states will cover the entire cost of the MRI, while others will require you to pay a copay or coinsurance.
Overview of Average Prices for Knee MRIs
The average cost of a knee MRI without insurance is $1300. The average cost of a knee MRI with insurance is between $500-$1000. Medicare (80% covered) and Medicaid (variable) will both cover the medical costs of a knee MRI a large portion of the cost if it is medically necessary.
Now that you know how much a knee MRI costs, you can start to look into getting the treatment you need. If you have any questions, be sure to talk to your doctor. They will be able to help you understand your options and make the best decision for your health care.
Easy Tips to Lower the Cost of Your MRI
If you are looking to lower the cost of your MRI, there are a few things you can do.
– Talk to your doctor about getting an extremity MRI instead of a whole-body MRI. This will likely be cheaper.
– Ask if your insurance provider covers MRIs and how much they will cover.
– See if the clinic or hospital offers any discounts or payment plans based on your situation.
– Look into getting insurance through the Marketplace.
– If you have a high deductible, you may be able to put your MRI costs on a credit card.
With a little research, you can find an MRI that fits both your needs and your budget. Don’t let the cost of this procedure keep you from getting the treatment you need. Talk to your doctor and explore all of your options.
When Should I Get a Knee MRI?
Your doctor will likely recommend an MRI if you are experiencing knee pain that does not go away with rest or over-the-counter medication.
You may also need an MRI if you have had a previous injury to your knee or if you are a professional athlete.
If you think you may need an MRI, it is important to talk to your doctor. They will be able to determine if an MRI is the best course of treatment for you.
Other Types of Medical Imaging
In addition to MRIs, there are other types of medical imaging that can be used to diagnose knee problems. These include x-rays, CT scans, and ultrasounds.
Your doctor will likely recommend the best type of imaging based on your specific situation. The other diagnostic imaging methods would be ideal if you are displaying certain symptoms like a fracture, but don’t have access to an MRI.

Get the Treatment You Need
Don’t let the cost of an MRI keep you from getting the treatment you need. There are a number of options available to help you afford your procedure. If you have any questions, be sure to talk to your doctor. They will be able to help you understand your options and make the best decision for your health.
Conclusion
If you are experiencing knee pain, an MRI may be the best way to diagnose your condition. The cost of an MRI without insurance can be quite expensive, but a reputable insurance company will cover at least a portion of the cost. You may also be able to get discounts or payment plans if you do not have insurance.
If you think you may need an MRI, it is important to talk to your doctor so they can determine if it is the best course of treatment for you.
Do you have any questions about how much a knee MRI costs? Leave us a comment below! We love hearing from our readers!