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Are Knee Scooters Covered by Insurance: Full & Simple Guide

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Buying a knee scooter is a great option for those fresh from knee replacement surgery or any type of leg injury. These mobility devices are highly recommended for those having to wait for a longer recovery time.

But a knee scooter can be pricy. And with all the hospital bills you’re taking care of, it’s understandable to ask yourself if your knee scooter can be covered, at least partially, by your insurance.

Here, we’ll discuss the answer to that question and also take a look at how a knee scooter is a better alternative to a power wheelchair. But first, what is a knee scooter?

What is a Knee Scooter?

Whether it’s making coffee, cooking, or simply walking around the neighborhood, suffering a leg injury makes it hard for you to move around. But if you purchase a knee scooter, this can change and make all the difference.

A knee scooter, also known as a terrain knee walker or knee coaster, is a mobility device or durable medical equipment that helps people who are injured or have limited mobility get around.

Unlike crutches or canes, which require the use of both hands and are difficult to balance, these mobility aids provide support for the injured leg and allow the user to move around using only one hand.

Knee scooters come in both manual and electric models and can be rented or purchased. Many insurance companies will cover the cost of a knee scooter if it is prescribed by a doctor.

Benefits of Knee Scooters Over Crutches or Canes

There are many benefits to using a knee scooter over traditional crutches or canes if you have a lower leg injury.

  1. For one, the use of a knee scooter provides greater independence.
  2. Knee scooters also put less strain on the body than crutches, and are therefore less likely to cause pain or additional leg or foot injury.
  3. An electric scooter is also available, which can be helpful for those who have difficulty with low endurance.
  4. Overall, knee scooters provide a safe and effective way for people with limited mobility to get around. These scooters are also good after many injuries or surgeries excluding knee injuries.

After knee surgery, you would likely be a great candidate for a seated knee scooter. This type of scooter will help to ensure your knee rests as much as possible!

Power Wheel Chair vs. Knee Scooters

When it comes to mobility devices, there are a variety of options to choose from. Power wheelchairs and knee scooters are two popular choices, each with its own set of advantages and disadvantages.

Power wheelchairs are motorized and can be controlled with a joystick. This makes them ideal for people who have limited upper body strength or a medical condition that makes mobility a daily struggle. However, a power wheelchair is also more expensive than a manual wheelchair and can be difficult to maneuver in tight spaces.

A knee scooter, or a knee walker, allows people to remain relatively active while being non-weight bearing on their injured leg or foot. This helps promote healing and prevent further injury, like another foot surgery (speaking from experience).

However, knee scooters can be difficult to use on stairs and uneven surfaces. When choosing a mobility device, don’t forget to consider your needs and preferences.

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Cost of a Knee Scooter

A knee scooter or mobility scooter consists of a platform supported by three or four wheels, with a handlebar in front to help steer. The injured leg is placed on a knee pad which allows the leg to rest, while the good leg is used to push the scooter along.

Knee scooters can be manual or electric, and are typically used for indoor mobility. However, some models are designed for outdoor use and have features such as all-terrain tires and headlights. Prices for knee scooters vary depending on the model and features but the basic models typically start around $100.

A more affordable option is for you to rent one. This is the best option for people sustaining mild lower leg injuries. On average, knee scooters can be rented for around $30 per week. This may seem like a lot, but it is important to consider the overall cost of using a knee scooter.

When using a knee scooter, there is no need to purchase crutches or other assistive devices, which is a huge bonus.

For a comprehensive post on the knee scooters I recommend, read here.

Are Knee Scooters Covered by Insurance?

It’s important to know what your insurance covers before you decide to rent or purchase a knee scooter. Many people assume that their medical insurance will cover the cost of a knee scooter, but this is not always the case. Insurance providers have different coverage levels, and many consider knee scooters to be luxury items, so they may not be covered under your insurance plan.

It has been noted that common insurances like Blue Cross Blue Shield, United, and Aetna may reimburse you for the cost of a knee walker if you provide the prescription that shows it’s a medical necessity that you have it. This appears to be a key!

The best way to know for sure is to contact your insurance provider and ask about your coverage options. They should be able to give you a clear answer about whether or not your particular insurance plan will cover the cost of a knee scooter.

Medicare Benefits

If your insurance provider doesn’t cover your knee scooters, go with Medicare (if you have it).

If you are a medicare recipient, make sure to look into how this could benefit you while you’re trying to alleviate your mobility issues.

Medicare Part B covers knee scooters as a covered benefit, which means that you may be able to get help paying for your scooter rental or purchase. However, there is a Part B deductible that must be met before coverage kicks in, and there may be other specific policy requirements that apply.

It is also a necessity that this equipment is medically necessary so make sure you get a prescription from your doctor if you are looking to get one of these mobility devices!

To find out if you’re covered, contact your Medicare provider or read your policy documents carefully. With proper coverage, a knee scooter can help you stay mobile and independent, so it’s worth investigating your options.

Check with your insurance company

Now that you know the importance of checking with your insurance company before making any large purchases, be sure to keep this in mind. While it’s always a good idea to be aware of your policy limits, it’s also important to be aware of the specific policies of your particular insurance company.

For example, some insurance companies may offer higher coverage limits for certain types of knee scooters, while others may require that you purchase an additional policy to be fully covered.

Be sure to check with your insurance company before making any major purchase so that you can be sure you’re getting the coverage you need.

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Be Patient with Your Healing

An injury to your leg can be frustrating, especially if it means you have to miss out on your usual activities. But do your best to trust the process and allow your leg the time it needs to heal.

In the meantime, you can still get around and stay active with the help of a knee scooter. And of course, always listen to your doctors and follow their instructions for your recovery.

With a little patience and a knee scooter, you’ll be back on your feet in no time.